Pick n Pay is the second largest supermarket chain store in South Africa, established in 1967. It can also be found in other regions of southern Africa, such as Botswana, Mozambique, Zambia, Zimbabwe,  Lesotho, and Namibia as well as Mauritius.

The founder of the chain was Jack Goldin, he was born in Obeliai Lithuania but moved to South Africa when the Nazis invaded his town. Raymond Ackerman purchased three Pick n Pay supermarkets (in Cape Town) from Goldin, and served as executive chairman until his retirement in 2010. His eldest son, Gareth, is the current chairman.

Pick ‘n Pay, has announced that customers can now buy groceries on credit.

The company has decided to enter the store account market.

Pick n Pay says they have worked with RCS to design a product that has no hidden fees and the lowest possible monthly fee.

Pick ‘n Pay joins the likes of Woolworths and Massmart in offering customers the option of purchasing food on credit.

There are more than 24-million credit active South Africans.

Currently, 40 percent of them, are in some form of financial distress.